Influencers | Acorns

Get a $5 bonus when you start saving & investing with Acorns

Invest spare change, invest while you bank, earn bonus investments, grow your knowledge and more.

Get my $5 bonus

Acorns is only available to US citizens or other lawful residents who are currently located in the United States. You must be 18 or older to sign up for an Acorns account.

Here’s how:

  1. Tap the link above and set up your Acorns account — it only takes 3 minutes!
  2. Set up a Recurring Investment
  3. Get your $5 bonus* when you make your first successful Recurring Investment (minimum $5)

*Bonus is typically paid within 10 days of the following month, after making your first successful Recurring Investment.

Influencer Compensation Details: Tier I: under $8000 | Tier II: $8,001-$16,000 | Tier III: $16,001-$24,000 | Tier IV: $24,001-$35,000 | Tier V: $35,001-$50,000. Paid advertisement. Promoter received cash compensation in the tiered range noted above. Compensation provides an incentive to positively endorse Acorns and therefore opinions within the material may be biased. For a larger representative sample, refer to reviews of Acorns available online and on public review forums such as the Apple App Store and Google Play Store. For informational purposes only. Information has been generalized and should not be considered investment advice, a recommendation, or be construed as an offer or solicitation to buy or sell an interest in any specific security. You will not incur any additional costs for being referred to Acorns by the promoter. Acorns and the promoter are not under common ownership or otherwise related entities. Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns Advisers, LLC (“Acorns”) is an SEC-registered investment adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC. Member FINRA/SIPC. For more information visit Acorns.com.

Why Acorns

Investing for wherever you are in life — all in one app

Acorns Invest Invest for your goals, like a car or a home. You can even get started with just your spare change.

Acorns Banking Banking with built-in investing. We’ll invest a portion of your paycheck for you every time you get paid. Plus, automatically set money aside for emergencies.

Acorns Early Open a UTMA/UGMA invest account for the kids in your life in under 5 minutes. They can use it for college, a car, or whatever helps them get a head start.

Acorns Later Get an IRA plan recommended for you and your future goals, plus tap into potential tax advantages as you invest.

Acorns Learn Grow your financial knowledge with videos, articles, and tips for investors both experienced and new.

Acorns Earn Earn bonus investments just for buying the stuff you were going to buy anyway. Find offers from thousands of leading brands across our app and browser extensions!

Your money, your future

Your money’s got potential, and we’ll help you see it. Our Potential screen updates with every dollar you invest, showing how your money can grow with long-term investing and compounding.

Initial deposit

$

Contributions

$

Annual

Monthly

Weekly

Daily

Years to invest

years

Average annual return

%
Show my potential
Potential Future Balance:

$49,901

What can squirrels teach us about money?

Acorns was designed to help us humans follow in the (very tiny) footsteps of nature’s greatest investor — the squirrel! Here are some financial principles we’ve learned from our furry friends.

Tiny can turn mighty with time When a squirrel looks at an acorn, they don’t see a small nut. They see a mighty oak in the making! All it takes is time.

Acorns is built for long-term investing, because no matter how much (or how little) you have, the power of time can give your money a chance to grow.

Don’t put all your nuts in one place Squirrels bury them all over! In investing, that’s called “diversification.” It means your money is spread across a mix of asset types — and it can help reduce risk, too.

Acorns makes it easy to mix things up by recommending diversified portfolios built by experts that match your money goals.

Acorns can turn into more acorns Sometimes when a squirrel buries an acorn, it grows into an oak tree — and then that oak tree makes more acorns!

That’s basically how “compounding” works — and why Acorns automatically reinvests your dividends and your capital gains. We know money can’t grow on trees, but it can grow on itself!

Go slooow One squirrel can collect over 10,000 acorns each year. That kind of stockpile doesn’t happen all at once. Squirrels slowly build up their acorn fortune, one cheekful at a time.

Acorns helps you invest at your own pace, too. Automatically add as little as $5 to your account every day, week, or month and you can give your money a chance to grow without busting your budget.

Frequently asked

How does Acorns work?

Acorns was built to give everyone the tools of wealth-building. Whether you’re new to investing or planning ahead for your family’s future, we bundle our products, tools, and education into subscription plans — each curated to meet you on whichever stage of life you’re in.

Acorns offers three different subscription plans for your life’s financial needs.

Bronze - $4/month

Investing tools to get you started on your financial journey.

Silver - $8/month

Level up your saving and investing skills.

Gold - $12/month

Full suite of saving, investing, and learning tools for you and your family.

What are the different accounts in the plans?

Acorns Invest automatically invests your spare change (if you opt-in) and lets you invest as little as $5 any time or on a recurring basis into a portfolio of ETFs. Your investments are then diversified across more than 7,000 stocks and bonds, and Acorns automatically rebalances your portfolio to stay in its target allocation.

Acorns Later, our retirement account, lets you automatically save for retirement by setting easy Recurring Contributions. When you sign up, Acorns recommends an IRA account for you based on your goals, employment and income.

With Acorns Checking, our checking account and debit card, you can save, invest and earn while you spend. Acorns Checking has no overdraft or minimum balance fees, plus free Allpoint ATM access nationwide.

Round-Ups® and Investing

With Round-Ups®, we round up any purchase made from a linked account, debit or credit card to the next dollar. We invest Round-Ups® in your Acorns Invest account when they add up to at least $5 from all linked accounts. You can find and manage your Round-Ups® within your Invest account.

Round-Ups® will always be transferred from your primary checking account.

Recurring Investments allow you to invest as little as $5 per day, week or month into your Acorns accounts. And you can make one-time investments anytime to boost your account value. When you create your profile, we'll suggest a portfolio based on your answers to a few questions, but you can change it at anytime. The portfolio recommendation is designed with the goal to maximize potential returns at a selected level of risk.

Where do we invest it? The money in your Acorns Invest account is invested in different exchange-traded funds (ETFs). These funds include stocks, bonds and other securities. Read more about it at acorns.com/invest.

What makes Acorns different?

Our 5 investment portfolios were designed with the goal to maximize potential returns at a selected level of risk. There are no account minimums and we don't work on commission. Our goal is to give you the tools to take the best financial care of yourself, easily.

For our low monthly fee, you get:

The path to financial wellness should be accessible to everyone, so we make it easy to invest in you. With Acorns, you can start early and invest often, without making big changes to your everyday life. In fact, you can start with as little as $5.

What do I need to get started?

Once you download the Acorns app or sign up through our web app, you’ll need:

  1. A valid email address where we can reach you and regularly send you account information.
  2. Your online banking log-in information to link your accounts to fund your investments, use Round-Ups®, and pay your monthly subscription fee. (Please note, you MUST be listed as an owner on the bank account)
  3. Your physical address
  1. Your Social Security Number or ITIN.
  2. General Profile Information like your financial goals, time horizon, risk tolerance, occupation, and earnings. This will help us recommend the right portfolio for you.

After signing up, you may also need to upload a photo of your government-issued ID or other documentation that allows us to verify your identity.

That’s it! Most accounts are approved within 1 business day. If you experience a delay in getting your account approved, please reach out to Support.

Where is my money invested?

There are five different Acorns Core portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, and bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:

The ETFs comprising the Acorns portfolios charge fees and expenses that will reduce a customer’s return. Investors should read each fund's prospectus and consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus.

If you have any other questions, feel free to reach out to us here.

Your total Potential hypothetical calculation is for illustrative purposes only and assumes an initial $15,000 investment and an 8% fixed annual rate of return with $5 daily contributions over a 45-year period.