Parental Controls

Full transparency with your parent app

Let your kids take the lead, with total peace of mind. Real-time notifications and in-app parental controls let you set spending limits and choose where their card is used, too.

Parent App Features

Take a back seat — with a clear view

Set your preferences in the Acorns Early app. Then, sit back as your kids learn by doing. Don’t worry, you can adjust the settings whenever you want.

• Real-time spending notifications
  Get updates straight to your phone so you know when, where, and how much your kids spend.

• Adjustable spending limits
  Set weekly and single spend limits, and choose where your kids can use their card.

• Savings on lock
  Easily lock and unlock your kids’ savings goals in the Acorns Early app.

• Instant transfers
  Send money straight to your kids’ cards in an instant.

• Card declined alerts
  Receive alerts if your kids’ cards are ever declined.

• Merchant block
  Block transactions at stores that sell age-restricted items (e.g., tobacco, alcohol).

Zero Liability Protection by Visa®
FDIC-insured up to $250,000 through a partner bank
Real-time spending notifications
Block unsafe spending categories
Access your app with a code, or fingerprint and facial recognition
Chip and PIN-protected transactions
Secure PIN recovery in the app
Bank-level encryption
Easily block lost or stolen cards

Built into Acorns Early

• Allowance & chores app
  Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!
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• Savings account for kids
  Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.
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• Financial literacy
  Help your kids grow their money skills with bite-sized financial lessons for kids and teens of all ages.
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• Giftlinks and Relative accounts
  Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
  Learn more

Pricing

Acorns Early Lite

• Start your kids’ money journey with a smart money app and debit card.
• $8 monthly

Acorns Gold

• All the expert tools to grow financial wellness — for you and your family.
• $12 monthly

Frequently asked

What age is Acorns Early for?
Acorns Early (formerly GoHenry) is for kids ages 6-18. It’s a great way for them to learn the value of money. Acorns Early helps kids develop healthy earning, saving, budgeting, and spending habits that will last a lifetime.

Where can you use Acorns Early debit cards?
Acorns Early debit cards can be used anywhere that Visa® is accepted. This includes online, in stores, and at ATMs.

Are kids' debit cards a good alternative to traditional bank cards and credit cards?
Acorns Early debit cards are for kids ages 6-18, which means kids under 18 can start learning about money before they are eligible for a traditional bank card and/or credit cards of their own.

Is Acorns Early included in an Acorns subscription?
Acorns Early is included in every Gold subscription. The Gold subscription also includes Acorns Early Invest, a flexible investment account for kids with a 1% match, Acorns Invest, an investment account with an expert-built, diversified portfolio, and Acorns Later, a retirement account with a 3% IRA match on new contributions, and much, much more!