Acorns Subscriptions

Simple, transparent plans.

Whether you’re new to investing or planning ahead for your family’s future, we bundle our products, tools, and education into subscription plans — each curated to meet you at whichever stage of life you’re in. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Not sure which subscription is right for you? Let us help you decide!

I want Acorns to help me...

• invest easily
• invest for my retirement
• invest for my family
• invest in companies & ETFs I like
• invest my spare change
• bank smarter
• save for emergencies
• get smarter with money
• manage my money
• participate in live money Q&As
• teach my kids about money
• get my kids their own debit card
• manage my kids’ allowance & chores
• get life insurance
• plan my will

Acorns Bronze

$4/mo.
Investing tools to get you started on your financial journey.

• Investment account with an expert-built, diversified portfolio
• Save and invest spare change everyday with Round-Ups®
• Acorns Later retirement account

Acorns Silver

$8/mo.
Level up your saving and investing skills with even more tools.

• Investment account with an expert-built, diversified portfolio
• Save and invest spare change everyday with Round-Ups®
• Acorns Later retirement account with a 1% IRA match on new contributions during your first year

Acorns Gold

$12/mo.
Full suite of saving, investing, and learning tools for you and your family.

• Investment account with an expert-built, diversified portfolio
• Save and invest spare change everyday with Round-Ups®
• Acorns Later retirement account with a 3% IRA match on new contributions during your first year
• Investment account for kids with a 1% match
• Customize your portfolio with the ability to add individual stocks and ETFs

Banking

Acorns Checking

A new way of online banking that automatically saves and invests for you.

• Checking account that saves and invests for you
• Instantly invest spare change with Real-Time Round-Ups®
• No overdraft fees
• 55,000+ fee-free ATMs nationwide and around the world within the AllPoint network
• Emergency Savings for life’s unexpected hiccups

Emergency Savings

Prepare for the unexpected and grow your money faster by earning 3.59% APY on money you save in your Emergency Savings.

Earning

Acorns Earn

Earn bonus investments by simply shopping at thousands of top brands — including ones you likely shop at anyway!

Learning

Acorns Learn

Search, explore, and discover courses, videos, and more — all designed to help you grow your financial confidence and take control of your financial future.

Money Manager

Smartly splits your money across investing, saving, and spending.

Put your money on autopilot with Money Manager, our new feature that smartly splits your deposits across investing, saving, and spending. Acorns Gold exclusive.

Acorns Early money app & debit card

Grow your kids’ money skills with Acorns Early — a smart money app and debit card that teaches them the value of money.

Exclusive Acorns Gold benefits

• NEW Easy, free federal, state, and local tax filing
• $10,000 life insurance policy for eligible customers
• No-cost Will to help plan for your family’s future (valued at $299)

Why is APY subject to change?

APY changes can happen when the Federal Reserve (the USA’s central bank) adjusts national interest rates. Usually, when national interest rates decrease, banks offer a lower APY. When national interest rates increase, APYs follow suit.