Round-Ups® | Acorns

Invest Spare Change

Round-Ups® by Acorns

Invest your spare change from everyday purchases.

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ROUND-UPS® FEATURE FROM ACORNS

From tiny acorns mighty oaks do grow.

We believe in beginnings, and the power of small steps. That's why we pioneered Round-Ups® investments. Now, it's easy to start investing, even with spare change.

Imagine going about your day, but in the background, each purchase you make is becoming an investment in your future.

Groceries, subscriptions, events — every little charge creates spare change. And your spare change can be put to work for your future.

Turn your spare change into an investment in your future

Round-Ups®

$250,000,000

invested in spare change and counting

We’ll automatically round up your everyday purchases to the next dollar.

Then, we’ll automatically invest your spare change into your Acorns Invest account.

SAVE & INVEST

IN THE BACKGROUND OF LIFE

Acorns makes it easy

  1. Link a card

    Simply link any or all of your credit or debit cards to your Acorns Invest account. If you have an Acorns Debit Card, it’s automatically linked.

  2. Invest spare change

    We’ll automatically round up your purchases to the next dollar, and invest your change once it adds up to $5.

  3. Grow your oak

    Round-Ups® tap into the power of dollar-cost averaging and compounding so you can benefit from investing early and often to help reach your long-term financial goals.

Frequently asked

What are Round-Ups® investments?

Acorns’ Round-Ups® feature helps you invest spare change from everyday purchases.

Groceries cost $30.45?

We’ll automatically invest $0.55 in your future!

Think of it as investing small amounts regularly, in the background of life. The average Acorns customer invests over $180 in their first 4 months with Round-Ups® investments, from just spare change.

How to use our Round-Ups® feature:

  1. Tap your avatar from your home screen.
  2. Tap Settings.
  3. Tap "Linked Accounts" to be sure your primary checking account is linked to your Acorns account. This is how we seamlessly transfer your Round-Ups® Investments.
  4. Next, link the credit and debit cards you use to shop, so we can round up your purchases as you go about your day.
  5. To make sure Round-Ups® Investments are on, tap the "Round-Ups®" button on your Invest screen.
  6. Tap the gear icon in the top right to check your settings.

Once Round-Ups® Investments are on, and your spending accounts are linked, we’ll start rounding up your spare change from everyday purchases.

Remember:

  1. We transfer your Round-Ups® Investments from your linked checking account once they add up to at least $5.
  2. Round-Ups® Investments transfer from your linked checking account. Round-Ups® investments are not transferred from linked debit and credit cards.
  3. If you’re an Acorns Checking account customer, Round-Ups® Investments get transferred with every swipe of your Acorns Visa debit card, instead of waiting until they reach $5!

If you want to boost your Round-Ups® Investments in the background of life, try the Round-Ups® feature Multiplier and multiply your Round-Ups® Investments by 2x, 3x or even 10x.

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Start investing with Round-Ups® today

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Round-Ups® today