College Students | Acorns

Start investing with your spare change

Acorns rounds every purchase up to the nearest dollar and automatically invests your spare change.

Give it time to grow and all that spare change could change your future. It might be money for a new car, your first home, or to get your side hustle off the ground.

Get a $20 bonus investment when you sign up for Acorns and start investing your spare change.

Choose your school

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Please select your college to continue.

Get my $20 bonus investment

Acorns is only available to US citizens or other lawful residents who are currently located in the United States. You must be 18 or older to sign up for an Acorns account.

Here’s how:

  1. Tap the link above and set up your Acorns account — it only takes 3 minutes!
  2. Link a card to your Acorns account, then turn on Round-Ups to start automatically investing your spare change.
  3. Get a $20 bonus investment when you invest with Round-Ups for the first time.

Bonus is typically paid within 10 days of the following month, after making your first successful Round-Up.

$20 bonus investment offer limited to first-time Acorns clients (min $4/mo) who (1) enroll at https://www.acorns.com/college/ and use the promo code COLLEGE20 when prompted; (2) open an Acorns User Account; (3) open an Acorns Invest Account; and (4) set up and deposit a recurring investment of $5 or more into their Invest Account within 7 days of sign up. Legal U.S. residents 18+ only. See full terms and conditions here.

Why Acorns

Investing for wherever you are in life — all in one app

Acorns Banking

Banking with built-in investing. We’ll invest a portion of your paycheck for you every time you get paid.

Acorns Learn

Grow your financial knowledge with videos, articles, and tips for investors both experienced and new.

Emergency Savings

Automatically set money aside for those “rainy days” and earn 3.59% APY.

Acorns Invest

Invest for your goals, like a car or a home. You can even get started with just your spare change.

Acorns Later

Get an IRA plan recommended for you and your future goals, plus tap into potential tax advantages as you invest.

Acorns Earn

Earn bonus investments just for buying the stuff you were going to buy anyway. Find offers from thousands of leading brands across our app and browser extensions!

Show your potential

What could investing your spare change do for you?

The average Acorns customer invests $55 a month in spare change alone. How much could that money grow over time? We used the Acorns compound interest calculator to find out.

Initial deposit

$

Contributions

$

Annual

Average annual return

%

Years to invest

years

Potential Future Balance:

$49,901

What can squirrels teach us about money?

Acorns was designed to help us humans follow in the (very tiny) footsteps of nature’s greatest investor — the squirrel! Here are some financial principles we’ve learned from our furry friends.

Tiny can turn mighty with time

They see a mighty oak in the making! All it takes is time. Acorns is built for long-term investing, because no matter how much (or how little) you have, the power of time can give your money a chance to grow.

Don’t put all your nuts in one place

In investing, that’s called diversification. It means your money is spread across a mix of asset types — and it can help reduce risk, too.

Acorns can turn into more acorns

That’s basically how “compounding” works — and why Acorns automatically reinvests your dividends and your capital gains.

Go slooow

Acorns helps you invest at your own pace. Automatically add as little as $5 to your account every day, week, or month and you can give your money a chance to grow without busting your budget.

Frequently asked

How does Acorns work?

Acorns was built to give everyone the tools of wealth-building. Whether you’re new to investing or planning ahead for your family’s future, we bundle our products, tools, and education into subscription plans — each curated to meet you on whichever stage of life you’re in.

Acorns offers three different subscription plans for your life’s financial needs:

Bronze - $4/month
Investing tools to get you started on your financial journey.

Silver - $8/month
Level up your saving and investing skills.

Gold - $12/month Full suite of saving, investing, and learning tools for you and your family.

What are the different accounts in the plans?

The money in your Acorns Invest account is invested in different exchange-traded funds (ETFs). These funds include stocks, bonds and other securities.

Where do we invest it?

There are five different Acorns Core portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds.

What makes Acorns different?

For our low monthly fee, you get:

This is for illustrative purposes only and assumes an initial $15,000 investment and an 8% fixed annual rate of return with $5 daily contributions over a 45-year period.

Important Risk Disclosures
Investing involves risk including the loss of principal. Please consider your objectives and risk tolerance before investing.