Debit Card for Kids | Acorns Early | Acorns
The smart money app and debit card for kids
Help your kids grow smart money habits by teaching them how to save, earn, spend, and invest — all in one place.
Meet Acorns Early
Why parents choose Acorns Early
You don’t have to be a financial expert to raise one. That’s why Acorns Early makes it easy to teach, guide, and invest for your kids’ futures — so their money and money skills grow into confidence they can carry when it’s their turn to lead.
How it works
With Acorns Early, kids learn how money works by earning, saving, and spending in real life — from allowance to chores to their first debit card. Parents stay in control with limits, instant transfers, and real-time alerts — all in one simple, secure app.
Allowance, savings, and chores
Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!
Savings goals for kids
Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.
Invest in your kids’ futures
Give your kids a head start with a 1% match on the first $7,000 you invest per year for their future. The money you put in their custodial account (UGMA/UTMA) has a chance to grow for anything that benefits them — not just education.
Parental controls
Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.
Financial literacy
Teach kids smart money skills with bite-sized, award-winning money lessons they’ll actually love.
Giftlinks and Relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
A kids’ debit card built for safety and confidence
With bank-grade security, fraud protection, and flexible parental controls, Acorns Early helps your kids spend with confidence — while you stay in control.
Choose from 35+ customizable debit card designs
Acorns Early Invest
Set your kids up for life
Acorns Early features an easy, automated investment account for your kids — plus a 1% match on the first $7,000 you invest per year to help give their money a chance to grow.
Unlike education-only accounts, Early Invest funds can be used for anything that benefits your child — from a first car to college, a down payment, or extracurriculars.
Grow their potential
Every big future starts with a few small steps. Acorns Early Invest helps you start early and see how the money you invest for your kids could grow right alongside them.
Initial deposit
$
Contributions
$
Average annual return
%
Potential Future Balance:
$71,038
Pricing
Acorns Early Lite
Start your kids’ money journey with a smart money app and debit card.
$8 monthly
Acorns Gold
All the expert tools to grow financial wellness — for you and your family.
$12 monthly
Frequently asked
What age is an Acorns Early debit card for?
Acorns Early (formerly GoHenry) is for kids ages 6-18. It’s a great way for them to learn the value of money. Acorns Early helps kids develop healthy earning, saving, budgeting, and spending habits that will last a lifetime.
Where can you use Acorns Early debit cards?
Acorns Early debit cards can be used anywhere that Visa® is accepted.
Are kids' debit cards a good alternative to traditional bank cards and credit cards?
Acorns Early debit cards are for kids ages 6-18, providing a controlled environment for learning about money.
Is Acorns Early included in an Acorns subscription?
Acorns Early is included in every Gold subscription.