Acorns Creator $20 Bonus Investment Promotion Terms and Conditions | Acorns

The Fine Print of Acorns

Acorns Creator $20 Bonus Investment Promotion Terms and Conditions

Acorns Advisers, LLC’s (“Acorns”) Creator Promotion (the “Promotion”) is subject to the terms and conditions set forth herein.

Definitions

First Time Acorns User means an individual who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A First Time Acorns User must be a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily overseas in connection with his or her service.

_Good Standing_means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns or its affiliated entities’ sole discretion.

All terms used but not otherwise defined herein have the same meaning as in the Acorns Program Agreement.

Offer

First Time Acorns Users are eligible to receive a $20 bonus investment by Acorns into their Acorns Invest Account (the “Reward Shares”) if they (1) tap the link provided by an eligible creator (or if applicable, and use the creator’s promo code) when prompted or click the call to action within any targeted email, push notification, or in-app message received during the period); (2) set up an Acorns User Account; (3) open an Acorns Invest Account; and (4) Pay their first month subscription of $3 or more.

This offer is valid during the dates indicated on the applicable creator’s designated Acorns webpage.

Eligibility

The First Time Acorns User’s account must be maintained in Good Standing at all times relevant to this promotion. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing any payment.

Reward Shares are typically deposited within 10 days of the month after successful payment of your first subscription fee. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation your mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited to you under this Promotion are subject to the applicable terms and conditions of the Program Agreement relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. There is no cash value equivalent and there is no option for a cash alternative to this promotion. Referral awards are made at the sole discretion of Acorns. Acorns reserves the right to restrict or revoke any and all offers at any time. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.

Acorns
Invest Spare Change®
Get started Get the app