Terms and Conditions | Acorns
The Fine Print of Acorns
- Important Disclosures
- Acorns Early Invest Match Terms & Conditions
- Link In Bio Disclosures
- $20 College Student Bonus Promotion Terms & Conditions
- $25 T-Mobile Tuesday Bonus Promotion Terms & Conditions
- ECFC Season Ticket on Acorns Promotion Terms and Conditions
- EarlyBird Promotion [A]
- EarlyBird Promotion [B]
- $20 Chicago Sky Bonus Investment Promotion Terms and Conditions
- Upgrade Incentive Promo Terms
- Acorns Creator $20 Bonus Investment Promotion Terms and Conditions
- Begin $50 Acorns Bonus Investment Promotion Terms and Conditions
- CHICKS IN THE OFFICE GUESS THE CHANGE CONTEST
- Strava Challenge Reward Terms & Conditions
- Duolingo $20 Bonus Investment Promotion Terms and Conditions
- Free Trial Terms & Conditions
- Acorns Compound Vending Machine Bonus Investment Terms
- Acorns Dollar Experience Terms
- Acorns Up To Financial Literacy Month Challenge Terms and Conditions
- $20 Research Bonus Investment Promotion Terms and Conditions
- Acorns Research Promotion Terms and Conditions
- Acorns $50 Opendorse Promotion Terms and Conditions
- Acorns $20 Money Therapy Bonus Investment Promotion Terms and Conditions
- $20 VRBO Bonus Investment Promotion Terms and Conditions
- $20 Kikoff Bonus Investment Promotion Terms and Conditions
- Acorns & Atom Bonus Investment Promotion Terms and Conditions
- Acorns & DailyPay Bonus Investment Promotion Terms and Conditions
- Acorns Investinall Bonus Investment Promotion Terms and Conditions
- $25 Invest My Tips Tipper Promotion
- Tip Recipient Terms
- Tip Recipient Match Terms
- Acorns Tipper Terms and Conditions
- ABC Mouse Bonus Investment Promotion Terms and Conditions
- Acorns Streaks Commitment Rewards Sweepstakes Official Rules
- October Guess the Spare Change Contest Terms
- Acorns First Time Customer Offer Terms and Conditions
- Acorns $20 Adrian Bonus Investment Promotion Terms and Conditions
- Acorns $20 Acorns Bonus Investment Promotion Terms and Conditions
- Acorns $50 FIZZ50 Bonus Investment Promotion Terms and Conditions
- Terms of Use
- Wrap Fee Brochure
- Accessibility Statement
- Acorns on Social Media
- Gift Card Terms
- Mighty Oak Card
- Gold Tier Tunsgten Promotions Terms
- Later Match Terms & Conditions
- Referral Promotion Terms
- Earn Rewards Match
- Acorns Returning Customer Promotion Terms and Conditions
- Acorns Complete Registration Offer Terms and Conditions
- Existing Acorns Customer Promotion Terms and Conditions
- Program Agreement
- Privacy Policy
- Acorns Early Terms and Conditions
- Important Disclosures
- Referral Agreement
- Business Continuity Plan
- Form CRS
- LSB MRDC Disclosure
- LSB Send Check Disclosure
- Unaudited Statement of Financial Condition as of June 30, 2026
- Audited Statement of Financial Condition as of December 31, 2025
Services
By using the Site and/or Application, you can use our interactive platform to obtain various investment advisory services (collectively, the “Services”). Our Services allow you to open an account to participate that we will manage at your direction in accordance with the wrap fee program we sponsor (the “Program”), to provide information about your financial situation and risk preferences, and, based on the information you provide, to obtain automated investment advice regarding the selection of a portfolio within the Program. We are always working on new ways to improve our Services. We reserve the right to modify or change our Site, the Application or any of the Services, temporarily or permanently, with or without notice to you, and we are not obligated to support or update the Site, the Application or any Services. You acknowledge and agree that we shall not be liable to you or any third party in the event that we exercise our right to modify, change or discontinue the Site, the Application or any Services. IF YOU DECIDE TO OPEN AN ACCOUNT IN THE PROGRAM, YOU MUST ENTER INTO AN ACORNS PROGRAM AGREEMENT, WHICH INCLUDES AN INVESTMENT ADVISORY AGREEMENT WITH US AND A BROKERAGE AND CUSTODY CUSTOMER AGREEMENT WITH OUR AFFILIATE, ACORNS SECURITIES, LLC (COLLECTIVELY, THE “AGREEMENTS”). YOU ACKNOWLEDGE AND AGREE THAT, IF YOU OPEN AN ACCOUNT IN THE PROGRAM AND ANY TERM IN THESE TERMS OF USE CONFLICTS WITH THE AGREEMENTS, THE AGREEMENTS SHALL CONTROL OVER THESE TERMS OF USE.
Indemnification
You will indemnify and hold the Company and its Affiliates harmless with respect to any suits or claims arising out of (i) your breach of these Terms of Use, including, but not limited to, any infringement by you of the copyright or intellectual property rights of any third party; (ii) your fraudulent or malicious use of the Site, the Application and/or Services or your misuse or abuse of the Site, Application and/or Services; (iii) your violation of applicable laws, rules or regulations in connection with your use of the Site, Application or Services, or (iv) our use of Materials generated or uploaded by you in accordance with these Terms of Use. YOU AGREE TO INDEMNIFY AND HOLD THE COMPANY, ITS THIRD-PARTY VENDORS, CORPORATE AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS HARMLESS FROM ANY AND ALL CLAIMS AND DEMANDS, INCLUDING, BUT NOT LIMITED TO REASONABLE ATTORNEYS’ FEES, MADE BY ANY THIRD-PARTY DUE TO OR ARISING OUT OF ANY CONTENT SUBMITTED, POSTED, OR OTHERWISE PROVIDED BY YOU TO THE COMPANY AND/OR ITS THIRD PARTY ADVERTISERS AND ANY BREACH BY YOU OR YOUR AFFILIATES, EMPLOYEES, AGENTS AND REPRESENTATIVES OF ANY PROVISIONS OF THESE TERMS OF USE.